Buying Dental Insurance Alternatives Starts With Getting Impartial Estimates


Before buying, dental insurance alternatives should be reviewed. Because individual dental insurance, without any type of employer subsidy or benefit offset, can be expensive, check alternatives including:

-Direct negotiation with the dentist
-Using disocunt techniques such as prepayments and/or cash payments at time of service
-Grouping dental work into fewer sessions to save dentist time
-Being willing to fill in for gaps in the dentist's schedule at short notice

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CATEGORY DESCRIPTIONS FEES METRO AREA STATE
DIAGNOSTIC D0120 Periodic oral evaluation $33 National Sample NA
DIAGNOSTIC D0150 Comprehensive oral evaluation $53 National Sample NA
DIAGNOSTIC D0274 X-Ray: Bitewings-4 films $49 National Sample NA
PREVENTIVE D1110 Prophylaxis-adult $58 National Sample NA
RESTORATIVE D2140 Amalgam filling-1 surface, primary or permanent $88 National Sample NA
RESTORATIVE D2330 Resin-based filling composite 1 surface, anterior $108 National Sample NA
RESTORATIVE D2750 Crown-porcelain fused to high noble metal $760 National Sample NA
ENDODONTICS D3330 Molar (excluding final restoration) $780 National Sample NA
PERIODONTICS D4341 Periodontal scaling and root planing, 4 or more teeth, per quad. $181 National Sample NA
PROSTHODONTICS D5110 Complete denture-maxillary $850 National Sample NA


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Another alternative to buying dental insurance can be a dental disocunt program. The table below shows the full, or non-discounted fees for dental procedures. Then it notes the discounts provided under some discount programs. These fees are national. You can click on the table to get more accurate fee discounts for your area. This is a good way to compare the types of fee discounts you may be able to achieve by using or "buying" dental insurance alternatives.